How It Works
If your age is between 50 and 70 years, Alternative Access offers easy, no nonsense life insurance cover with none of the usual qualifying procedures. Should you die during the first 2 years of the policy, the amount paid to your dependants will be one and a half times the premium you have paid. During the third year of the policy the amount paid will be 50% of the amount insured. During the 4th policy year, it rises to 75%. After the 4th policy anniversary, the full amount of the insurance will be paid in the event of your death.

The Benefits

  • Depending on the amount of premium paid, the amount of insurance can be selected by the policyholder and is level and guaranteed for life
  • Issue age 50 to 70 years
  • After 4th anniversary of policy, full face amount is paid on non-accidental death
  • Premiums are guaranteed for life
  • Twice the face amount is paid in the event of policyholder's accidental death from the issue date of the policy

Your Commitment
You agree to pay a regular payment (this can be paid automatically), which may be selected by you from a number of options. The premiums you will pay are guaranteed to be the same throughout the life of the policy as long as you continue to pay your premiums.


For more information, contact your nearest BAF office or send us an email, we’ll glady call you.

We are always waiting to serve you.

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