Choice Converter


How it Works

Choice Converter is the most cost effective and simplest form of life insurance which gives you coverage for a specific period of time. Though it is a basic life insurance policy, it provides financial protection, and, if you choose, it can be converted to a permanent plan up to 4 years prior to its completion date. The built in flexibility of Choice-Converter also allows you to convert your policy at any time prior to 3 years before the expiry of the policy. Your decision to convert may coincide with a change in your circumstances when, for example, you may be in a more favourable financial position to make a greater financial commitment.

The Benefits
  • lowest cost life insurance cover
  • policy terms range from 10 to 30 years
  • issued from ages 18 to 65 years
  • flexible life policy can be converted to a permanent plan
  • lump sum value is level and guaranteed for term of policy

Your Commitment
 You agree to pay a regular monthly premium (this can be paid automatically), for a specified number of years. The premiums you will pay and your benefits are guaranteed to be the same throughout the life of the policy as long as you continue to pay your premiums.


For more information, contact your nearest BAF office or send us an email, we’ll glady call you.

We are always waiting to serve you.