Life Shield

The Benefits

Lump Sum value can be selected and is level and guaranteed for life 

• Premiums are level and guaranteed for life
• Minimum amount of cover with Life Shield will be $10,000 
  

How It Works

If you suffer terminal illness BAF will pay the lump sum benefit early on request. If you are diagnosed to be suffering from an illness that is expected to result in your death within 12 months, you may request that your policy benefits are paid early.

 Life Shield will also build modest cash value which will grow as your policy gets older. 

Available Riders

• Accidental death and waiver of premium options
• A living benefits rider will be added to your plan FREE of charge.

Your Commitment

You agree to pay a regular monthly payment (this can be paid automatically). The premiums you will pay, and your benefits, are guaranteed to be the same throughout the life of the policy.