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Whole life
Protect your life - your Whole Life
A Whole Life Insurance Plan can provide you with coverage (life protection) for your entire or "whole" life as long as your policy remains in force.
Whole life plans offer:
- Guaranteed death benefit.
- Level premium payment.
- Permanent coverage that can never be cancelled if premium payments are made when due.
- Riders can be added:
Accidental Death and Dismemberment
Waiver of Premium Benefit
Individual Whole Life can be an effective method of protecting your family's assets. Here are many of the great uses for your Whole Life Policy:
- Mortgage protection
- Retirement Funding
- Education Funding for your children and grand children
- Providing funds for your final and estate expenses so your loved ones can keep your assets and won't have to borrow.
- To help your dependents pay off mortgages and other outstanding debts in the event of premature death.
Over the long term, if you no longer need the death benefit protection, accumulated cash values can be accessed through policy loans or surrender to supplement retirement income.
Life Shield
Providing your family essential financial protection Life Shield is not an investment plan, but an efficient, low cost and straightforward life insurance policy that will also provide a lump sum cash payout (minimum $10,000), giving you and your dependents the comfort of knowing they will be financially secure if you should die. read more
Life Shield Premier
Protecting your family and loved ones Life Shield Premier is a long-term policy that provides a lump sum for your dependants should you die during the “term” of the policy. It features a savings element, which means the amount payable increases in value over time producing a greater lump sum upon death. read more
Alternative Access
Alternative Access is a completely different style of insurance policy that makes good quality life insurance available and easy to buy for people from ages 50 to 70 years. read more
