Universal Life

Life changes constantly... Your insurance should change with you.

With a Universal Life Insurance Plan, you can enjoy the flexibility of change. You can choose the amount of protection that best suits your family or business. As you go through the stages of life, you'll have the flexibility to increase or decrease coverage to suit your ever-changing needs.

Universal Life Plans offer:

• Guaranteed death benefit.
• Flexible premiums (amount and frequency)
• Permanent coverage that can never be cancelled if premium payments are made when due.
• Riders can be added:
  Accidental Death and Dismemberment
  Waiver of Premium Benefit

Individual Universal Life can be an effective method of protecting your family's assets. Your interest rates can appreciate in these plans improving your savings. Here are many of the great uses for your Whole Life Policy:

• Mortgage protection
• Retirement Funding
• Education Funding for your children and grand children
• In a cash crunch, make a withdrawal to take through the hard times.
• Providing funds for your final and estate expenses so your loved ones can keep your assets and won't have to borrow.
• To help your dependents pay off mortgages and other outstanding debts in the event of premature death.

brochure_UniverslaLife.pdf (~ 1.06 MB)