Protect your Whole Life
There is nothing more important than protecting the ones you love. You can get peace of mind from knowing that you and your loved ones are protected for life and that your savings are building every day. A Whole Life Plan offers guaranteed death benefits, low premium payments and permanent coverage with a savings component that grows over time.
Security for a changing world
Enjoy the flexibility of change. This plan is perfect for life’s changing circumstances like new babies, a larger mortgage or education costs. You can choose the amount of protection that best suits you and change it as your needs change. Individual Universal Life can be an effective method of protecting your family's assets in the event of premature death.
Protection on your terms
Term Life Insurance offers affordable Life Insurance for a specified period of time. You can get the protection you need for a specific period of time at very affordable rates with guaranteed payments. it can be used as temporary life insurance, as an affordable alternative for a short term or for providing extra coverage while your children are still young.
Protection plus Money Back
Our unique Money back Series offer the protection you deserve and money when you need, all while accumulating savings. With these plans you will be paid a lump sum after a specified period of time. In the case of critical illness you may cash in early or receive a pay out to meet needs. Get access to “The Best of Both Worlds”…Protection and Cash; Coverage and Savings.
Compare & Shop
A plan to fit every need
Although you probably take good care of your health, at some point you or a family member may need medical care. Whether its a routine, minor matter or a more serious illness you can get protection against the high-cost of getting sick.. Choose from our BAF MedSafe line of products which give you access to a worldwide network of doctors and hospitals or our time-honored Flexicare which offers you the best medical services within The Bahamas.
Covering you wherever you are
BAF MedSafe offers a wide range of health insurance options to suit every need. BAF MedSafe insurance products are supported by United Health Care International in the USA, the largest single health insurer in the United States. This partnering enables MedSafe members access to 595,000 doctors and almost 5,000 hospitals worldwide which mean access to the very best in health care services. Make your choice from two excellent plans.
Flexibility that fits your budget
Everyone likes flexibility. FlexiCare allows you to choose a level of care while in hospital that will give you peace of mind that you are getting the best care the Bahamas has to offer while fitting comfortably within your budget. FlexiCare is a personal healthcare insurance plan that can be bought up to the age of 65. You choose the amount of cover for Hospital Daily benefit, surgical Expense and In-Hospital Doctors visits benefit. The choice is all yours.
Take control of your future
Retirement should be exciting…with an annuity you can LIVE YOUR DREAMS when you retire! Annuities that offer you guaranteed income in the future can be a valuable addition to retirement planning for people at nearly every stage of life.
Prepare to live more life later
Personal & Corporate Pension Plans secure the financial future! If you have employees then you know that employee satisfaction and successful business go hand in hand. Help your employees secure their future and keep your employees – yours!
Making her dreams come true
DREAMS investment group was developed with every woman in mind. DREAMS makes it possible for Bahamian women to realize their goals by empowering them with the financial knowledge and tools to make their dreams a reality.
A place to call your own
There really is no place like home, and with a BAF mortgage you can finally own the home of your dreams or build it, if you prefer. With quick approvals and flexible terms a BAF Residential, Commercial or Construction loan is for you!
Group Health Solutions
School Accident Plan
Accidents happen - Be prepared
Accidents and sickness are some of the realities of life. No one is exempt. An accident can happen to any one of us at any time-on or off the campus. The School Accident Plan is specifically designed, using many years of experience and knowledge, to cover the basic risks that will be faced on an everyday basis by students and their teachers. Teachers and students alike can be faced with risk and accidents both as a result of their occupation and while on the school campus, as well as, like everyone else, during their other non-school activities.
Business Fit Medical Insurance
An affordable employee benefit
Corporate Employee Benefit solutions from BAF can provide flexible and safe alternatives for medium and larger-sized companies where affordability for employees is essential – taking care of employee well-being, whilst ensuring cost control. We are specialists in managing Employee Benefits. Along with our global network of partners we have designed a best in breed solution to manage Employee Benefits, putting excellent employee service and employer cost reduction at the core of everything we do.
Sportsman Accident Plan
Keeping you fit and healthy to play
Team sports is all fun and games until someone gets hurt and the cost of medical attention becomes burdensome. The Sportsman Accident Plan reimburses medical expenses incurred while playing or during team activities while the sport is in season. Whether your team plays only locally or travels to compete, this plan can bring you peace of mind.